10 Key Steps To Build A House
Do you dream of having your house
built? Only here, between the land choice, that of the builder, the
administrative procedures, and the financing, do you not know where to start.
Follow the leader.
Choose the right location is essential
As the union complex repeats over
and over again, "location is essential". Indeed, the place where you
have chosen to have your house built depend not only on your comfort (being
close to schools, shops and railway tracks will greatly facilitate your life)
but also on the price you pay. will be able to get your property for resale
(yes, it's never too early to think about it!).
When it comes to finding the
ideal place, please browse through the ads: the union complex site is full of them without
forgetting to regularly consult the offers offered by town halls, notaries, and
real estate agencies located in your search area.
Find the ideal land to build your house
Whether you opt for a subdivision
rather than a meadow to build your home, no choice is better than another as
long as it meets not only your desires but also your needs and your means.
However, when it comes to the land itself, make sure it is constructible. For
example, it is strongly recommended to bring in a technician to examine the
subsoil of the land that you plan to offer yourself. By their nature, some
floors are not suitable for any construction work, or even make them more
expensive.
Also, no one is supposed to
ignore the law, and it is up to you to be aware of the local planning rules
that apply. What is the maximum authorized height? What are the distances to be
respected? Remember to check that the plot you want so much is not burdened
with a public utility easement.
Develop a construction plan
If the builders of single-family
houses usually have catalogs offering predefined housing models, you can call
on an architect if your budget allows you. If your future cozy nest is more
than 170 m2 in area, it is also mandatory.
Be that as it may, between the
standards that apply to new constructions (thermal regulations, possible
arrangements for people with reduced mobility, etc.) and the layout of the
rooms in the house, the layout of the plan must be impeccable, under penalty of
replaying The Site Reunion, the famous sketch by Muriel Robin, in your home ...
Obtain a building permit
Unless you are using a builder's
services, you will be responsible for taking the necessary steps to obtain a
building permit. For this, you will have to submit a complete file including
various documents (site plan of the land, the ground plan of the constructions
to be built, sectional plan of the land and the construction, etc.). And do not
start the work under any circumstances before you have obtained this precious
sesame!
Finance your acquisition at the best cost
Whether you finance the
construction work on your home yourself, with your own funds, or, like most people,
go through a bank to obtain a loan, keep in mind that having your house built
generally costs more. Expensive than we thought. Because at the price of the
land and the cost of the construction work, it is advisable to add, except if
one has opted for land located in a subdivision, certain "peripheral"
expenses, such as the evacuation of excess land or again the connection to the
electrical network if the plot on which you have set your sights is isolated.
Trust the right builder
If you can opt for
self-construction (in short, it is you alone who will coordinate all the
craftsmen who will intervene in the construction of your home) or for the use
of a project manager (in this case, it is then a professional who is
responsible for supervising the site for you, checking insurance, deadlines,
etc.), it is most often to a builder that most French people address directly
for the construction of their first house. Indeed, self-construction involves a
lot of sacrifices. As for the project manager, the price he gives is only an
estimate ...
Sign an individual contract
Because it mentions crucial
elements such as the designation of the land to be built, the adaptation work
to the ground, the description of the house, the date of opening of the site,
the period within which the dwelling must be delivered, the amount of penalties
due in the event of a delay, the final cost of the house and the terms of
payment, the contract for the construction of a detached house ( CCMI ) of
December 19, 1990, is essential to the protection of any individual wishing to
build his house.
For information, between 2% and
5% of the total cost must be paid when signing the contract for the
construction of a detached house to be "blocked" on a dedicated
account.
Finally, be aware that the 10-day
cooling-off period that you have starts to run from the date of receipt of the
reservation contract by registered letter with acknowledgment of receipt. Once
this period has expired, the next signature will take place at the notary: the
one which will appear on the authentic deed.
Visit the site regularly
Without pointing the tip of your
nose every day, it is strongly recommended that you visit the site regularly to
check that the schedule is being respected. A picture worth a thousand words
brings a camera if necessary. If you have gone through a single-family home
builder, you will theoretically be able to visit your future home before each
call for funds. FYI, the latter corresponds to a stage of construction.
And if you feel that the work is
not progressing, tell yourself that not only the contract you have signed
protects you (penalties not being less than 1/3000 of the price per day of
delay would then be due by the builder) but also that in the case that a site
very (too?) quickly carried out, the work could be sloppy. As they say, Rome
was not built in a day.
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